《高级商务英语口语（第二版）》课件unit 8 Business Trade III.ppt

1、Chapter EightBusiness Trade IIIChapter Eight Teaching objective After the study of this chapter,the students are expected to:Get familiar with the classification of insurance;Master some business terms employed in cargo insurance;Grasp the vocabulary and useful sentences involved with insurance,ship

2、ment and complaints;Know how to make complaints and claims.Chapter Eight Background InformationInsurance is a key issue in international trade.The transportation of goods from the seller to the buyer is generally over a long distance and it has to go through the procedure of transit,loading and unlo

3、ading,storage,etc.These goods,both being imported and exported,are subject to damage or loss.So,it is customary to insure the goods against risks of collision,leakage,pilferage,fire and storm,etc.The purpose of insurance is to provide compensation for those who suffer from loss or danger that may be

4、 incurred.Cargo insurance is now an indispensable part to the import and export practice.So,it will make plain in a contract as to who will cover the insurance and bear the expenses.Chapter Eight Background Information If the goods are sold on CIF terms,the seller is responsible for the insuring of

5、the goods and the premium,which is 110%of the insurance value against risks as per Ocean Marine Cargo Clauses of the Peoples Insurance Company of China or other insurance companies.While the buyer should arrange the insurance and bear the covering expenses,as for FOB and CFR terms.Insurance coverage

6、 may vary in content.For cargo insurance,the PICC provides three basic types:Free from Particular Average(FPA),With Particular Average(WPA)and ALL Risks(AR).Chapter Eight Background Information Insurance protection is available for different means of transportation,such as marine,land,and aviation a

7、s well as by post.Insurance clauses are drawn up to cater for different kinds of commodities such as general cargo,refrigerated cargo,oil in bulk,live animals and poultry,and other goods.The premium rates are determined largely by competition but also greatly affected by the character of the merchan

8、dise insured,the geographical area in which the shipments are made,the classification of the vessels employed and the probable volume of the insurance.In principle,the premium rates vary with different destinations and routes and carrying periods of insurance.Chapter Eight Background Information In

9、case of loss or damage,insurance investigator will be assigned to inspect the case.If after the examination,the claim turns out to be justifiable,the underwriter shall make payments to the consignee and get the right of subrogation.If the loss or damage to the goods is caused by the intentional act

10、or fault of the insured,or arising from inherent vice or normal loss of the consignor,the insurance company is not liable to pay.In the last instance,the buyer should file a claim against the seller.Chapter Eight Background Information Notes to background information:collision/kln/n.碰撞，相撞leakage/lik

11、d/n.泄露，渗漏pilferage/plfrd/n.偷盗，偷窃cargo insurance 货物保险premium/primim/n.保险费110%of the insurance value against risks as per Ocean Marine Cargo Clauses of the Peoples Insurance Company of China 按照发票金额110%投保中国人民保险公司的海洋运输货物保险Chapter Eight Background Information Notes to background information:Free from Par

12、ticular Average(FPA)平安险With Particular Average(WPA)单独海损，水渍险ALL Risks(AR)一切险underwriter/ndrat(r)/n.承保人，保险商(尤指船只)consignee n.收货人；受托人；承销人；代售人justifiable/dstfabl/adj.有理由的;可证明是正当的;情有可原的subrogation/sbrgen/n.代位；取代；更替；转移consignor n.发货人，委托人，寄售人，托运人file a claim 提出索赔Chapter Eight Words and expressions:Dialogue

13、 1cover/kv/vt.投保batch/bt/n.一批premium/pri:mim/n.保费invoice/invis/n.发票WPA 水渍险Risk of Breakage 破碎险additional insurance 附加险be for sb.s account 由支付Chapter Eight Words and expressions:Dialogue 1All Risks 一切险，综合险external forces 外力Risk of Leakages 渗漏险TPND(Theft,Pilferage and Non-delivery)偷窃，提货不着险Risk of Hook

14、 钩损险Risk of Contamination 污染险as per 根据、按照Ocean Marine Cargo Clauses of the Peoples Insurance Company of China中国人民保险公司海洋货物运输保险条款Chapter EightSupplementary useful words and expressions According to conventions 按照惯例According to usual practice 按照惯例According to customary practice 按照惯例Chapter Eight Words

15、and expressions:Dialogue 2liner/lain/n.班轮，班机partial shipment分装transshipment 转运steamer/sti:m/n.货轮，班轮destine/destn/vt.指定，预订container service集装箱运输服务watertight/wttat/adj.不透水的，防水的airtight/etat/adj.不透气的，密封的Chapter EightSupplementary useful words and expressions vAdmit liability 承担责任vAssume liability 承担责任v

16、Take responsibility 承担责任vUndertake an obligation 承担责任，承担义务 Keys to the exercises1.1)premium 2)covered3)risks 4)speed5)stipulation 6)receipt7)effect 8)investigation9)inferior 10)compensationChapter EightChapter Eight Keys to the exercisesv2.v1)a3 b1 c2 d5 e4v2)Open-ended question Keys to the exercise

17、s3.1)(1)Please advice us to confirm the delivery once you receive the goods.(2)Please arrange to effect the shipment without the least possible delay.(3)“Freight Prepaid”should be marked in the Bill of Lading.(4)Basically speaking,ocean shipment is comparatively economical than air freight.(5)We hav

18、e booked shipping space on S.S.Hai He.Chapter EightChapter Eight Keys to the exercises2)2)(1)请合理考虑我方的索赔要求。(2)请调查此事，并尽快将货物发给我们以弥补数量的不足。(3)由于你方产品的品质低劣，我方要求你方赔偿一万美元。(4)由于你方未能及时交货，我方将向你方提出由此而遭受的全部损失的索赔。(5)任何有关该产品质量问题的申诉应该在货物到达后的十五天内提出。Chapter Eight Keys to the exercises4.(1)covering the risk of breakage(2)results from(3)outside the scope of the coverage(4)a usual practice(5)an additional premium