商务英语学习课件.ppt

1、B1Banking bad debt bank account bank cardbank charge bank clerks bankerbank holiday bank loan bank managerbanknote bank statementbank teller bank transferblank cheque bounce(cheque)cash dispensercashcard cash point central bankcheque cardcredit cardB2Banking crossed cheque current accountdebit(n,v)d

2、eposit account direct debitexternal foreign exchange currencyoverdrawn payable payeepayer paying-in slip savings account serial numberstanding order transfer(n,v)travellers cheque withdrawalB3Central bankA nations principal monetary authority,such as the Federal Reserve Bank,which regulates the mone

3、y supply and credit,issues currency,and manages the rate of exchange.B4regulatingthe size of a nations money supplythe availability and cost of creditthe foreign exchange value of its currency issuing notes to be used as legal tendersupervising the operations of the commercial banking systemimplemen

4、ting monetary policyB5issuing notes to be used as legal tendersupervising the operations of the commercial banking systemimplementing monetary policyB6Central banks act as the fiscal agent of the government,By increasing or decreasing the supply of money and credit,they affect interest rates,thereby

5、 influencing the economy.B7pictureverbto imagine something by making an image in your mindTom,picturing the scene,smiled.Picture the scene-the crowds of people and animals,the noise,the dirt.B8shuttlea plane,bus,or train that makes regular short journeys between two placesHe took the Washington-New

6、York shuttle.A shuttle bus operates to and from the beach of San Benedetto.Theres a shuttle service from the city center to the airport.B9en routeon the wayen route from/toa flight en route from Tokyo to Sydneyen route for(BrE)We stayed there en route for London.Why dont we stop for lunch en route?B

7、10cheque/checka printed form that you use to pay for something instead of using money,with the amount in words and numbers,the date,the person being paid,and the signature of your name a cheque for 200 pay by chequecash the cheque(=exchanged it for cash)stop the cheque(=tell the bank not to pay it).

8、bank cheque=bankers chequepersonal chequeblank chequeB11fingertipthe end of your finger,that is furthest away from your handShe touched his cheek gently with her fingertips.have something at your/their fingertipsto have knowledge or information ready and available to use very easilyWe have all the f

9、acts and figures at our fingertips.to his/her fingertipsBritish English in all ways;completelyShes British to her fingertips.B12financial position situation The company is in a bad financial position because of overproduction and distribution problems.B13Net positionThe value of the position subtrac

10、ting the initial cost of setting up the position.For example,if 100 options where purchased for$1 each and the option is currently trading for$9,the value of the net position is$900-$100=$800B14positionthe situation that a person or organization is in,or the situation concerning a particular subject

11、 The company is in a strong financial position,with more than$7 million in cash and no short-term debt.The investment would weaken the companys competitive position.The new legislation puts the unions in a difficult position.Whats the present position with regard to import restrictions?cash position

12、:the amount of cash that a company has available at a particular time The companys cash position from trading activities appears to be healthy.B15Net net amount:the final amount that remains after all the other amounts have been taken awaynet profit(after taxes,costs etc).net weight(the weight of so

13、mething without its container)The company reported a net loss of$56 million last year.Vernon estimates the companys net worth at over$8 billion.The United States is a net importer of beef.B16netnet result/effectthe final result or effect of somethingThe net result will be higher costs to the consume

14、r.adverb He earns$40,000 net.jars of coffee weighing 450 grams net.B17access verbto find information,especially on a computer The software enables each client to access data from other databases.to be able to use somethingMany customers now access their accounts using the internet.B18sterlingthe sys

15、tem of money in Britain,based on the pound Sterling was trading at$1.6490,up from$1.6470.His salary is paid in pounds sterling.B19BACSBanks Automated Clearing System ideal for making regular automated payments to repeat customershelping those making more than 150 monthly payments to manage cash flow

16、reducing the likelihood of human error.B20The advantages of BACSRegular automated payments Reduces time and cost of administering bulk payments Helps manage cash flow and improve financial control Reduces risk of loss,late payment and theft for customers At the enterprise level,BACS can be integrate

17、d with an e-commerce b2b purchasing system to allow automated settlement of accounts between organizations.As the BACS process is electronic,it removes the need to write cheques,which can be a costly process,subject to human error.Payments can be made much later in a business day,up to 9pm and are c

18、leared within two business days to any bank account.B21CHAPSan electronic bank-to-bank same-day value payment made within the UK in either sterling or euro.fast,secure and efficient and the money transferred the same day.irrevocable.one of the largest real-time gross settlement(RTGS)systems in the w

19、orld.for business-to-business payments;to transfer the purchase price of a house between the bank accounts of those involved;by individuals buying or selling a high-value item,such as a car,who need a secure,urgent,same-day guaranteed payment.B22standing orderBritish Englishan arrangement by which a

20、 bank pays a fixed amount of money from your account every month,year etcalso direct debitan instruction you give your bank to pay money directly out of your account regularly to a particular person or organization B23cost-effectivenessbringing the best possible profits or advantages for the lowest

21、possible costscost effective way of doing something the most cost-effective way of reducing carbon dioxide emissionsThe procedure is quick,easy to use and cost effective.B24built-informing a part of something that cannot be separated from ita built-in microphoneinbuilt(BrE)an inbuilt quality,feature

22、 etc is part of the nature of someone or somethingplants with inbuilt resistance to diseaseHistory has an inbuilt tendency to repeat itself.B25kept to a minimumkeep something to somethingto prevent an amount,degree,or level from becoming higher than it shouldkeep/reduce something to a minimumCosts m

23、ust be kept to a minimum.She had reduced her consumption of fat and sugar to an absolute minimum.B26designateto choose someone or something for a particular job or purposeMr Timmer has been designated to succeed Mr van der Klugt.The government designated the aircraft industry as a strategic sector.b

24、e designated somethingdesignate something as/for somethingFunds were designated for projects in low-income areas.designate somebody to do somethingShe has been designated to take over the position of treasurer.B27dovetailto fit together perfectly or to make two plans,ideas etc fit together perfectly

25、dovetail withMy vacation plans dovetail nicely with Joyces.to join two pieces of wood by means of dovetail joints a type of joint fastening two pieces of wood together B28the Sage Group,New Castle,UKone of the worlds largest providers of accounting and payroll software for small and midsized busines

26、ses,designs its software to suit the specific accounting laws and practices in different countries.offering software applications for financial planning,billing,contact management,e-commerce,customer relationship management(CRM),and human resources management.providing a variety of services such as

27、consulting,support,maintenance,and training.B29templatea thin sheet of plastic or metal in a special shape or pattern,used to help cut other materials in a similar shape(technical)a computer document containing some basic information that you use as a model for writing other documents,such as busine

28、ss letters,envelopes etcwritten something that is used as a model for another thing B30beneficiarysomeone who gets advantages from an action or changeThe rich were the main beneficiaries of the tax cuts.someone who receives money or property from someone else who has diedHe was the chief beneficiary

29、 of his fathers will.B31Vocabulary 1Across1.DIRECT DEBITS6.NET9.WAGES10.ROUTINE12.COST18.FIT20.FOREIGN CURRENCYB32Vocabulary 1Down1.DISTRIBUTION2.BANKING3.TRANSACTIONS5.REPORTING7.URGENT8.DATA11.CONTROL13.TRANSFER14.FUNDS15.PRICE16.OPEN19.PAYB33Vocabulary 22.deposit3.cheque4.debit5.cash6.payment7.de

30、bit card8.credit9.transactions10.balanceB34Vocabulary 3boot uplaptopdownloadsearch criterionprocessingsoftwareB35value added taxid est=that islimitedper annum=every yearas soon as possibleexempli gratia=for exampleB36I owe you(a note)managing directorannual general meeting/GMSwiss franccorporationno

31、t applicableB37any other businesspay as you earnchief executive officerpublic limited companyGreenwich Mean Timeante meridiem=before midday B38admin.approx.Avea.enc./encl.Inc.incl.misc.mo.Ref.Sq.St.B39Abbreviations bkg cfm deptdoz /dz ft.Mktg.pd.pls.qty.Rd RecdAttnB40et al etclb/lbsN.B.oz.p.p.RSVPreB41Abbreviations a/cb/fc.c.c/oC.O.D.GDPH.P.PA PCPDQ p.m.POBPSPTOSAETMVSOPB42VSOP=very special old pale