2010安徽建设银行定向柜员类招聘笔试真题含答案.doc

1、2010安徽建设银行定向柜员类招聘笔试真题含答案1）专业知识不定向选择题1、依据中华人民共和国合同法的规定，因国际货物买卖合同和技术进出口合同争议提起诉讼或者申请仲裁的期限为（）年。A.1B.2C.3D.4答案：D2、依据职能划分部门和依据项目划分部门所组成的组织结构称为（）。A.职能制B.直线职能制C.矩阵制D.模拟分权制 答案：C3、在社会主义初级阶段实行以按劳分配为主体，多种分配方式并存的分配制度，是为了（ ）。A.拉开收入差距B.与较低的生产力水平相适应C.适应多元所有制结构的要求D.满足不同阶层社会成员的物质文化需要答案：C4、强调组织目标和个人目标一致性的现代管理学派是（）。A.管

2、理过程学派B.社会系统学派C.行为科学学派D.管理科学学派答案：C5、“劣币驱逐良币”现象存在于（）。A.银元本位制B.银两本位制C.平行本位制D.双本位制答案：D6、国际投机资本四处游动的内在动力是()。A、寻求安全庇护点B、追求盈利C、逃避税收D、寻求廉价劳动力答案：B7、做好组织文化工作，应把握观念、制度、行为和（）四个层次。A.思想B.心理C.精神D.物质答案：D8、因利率上升而使金融工具持有者受损的风险属于金融工具的（ ）风险。A.违约B.国家C.操作D.市场答案：D/9、下列关于格式合同的提法中，不正确的是（）。A.提供格式条款的一方应当遵循公平原则确定当事人之间的权力和义务B.提

3、供格式条款的一方免除其责任、加重对方责任、排除对方主要权利的，该条款无效C.对格式条款有两种以上解释的，应当作出不利于提供格式条款一方的解释D.格式条款和非格式条款不一致的，应当采用格式条款答案：D10、按照公示催告程序审理的案件，人民法院受理公示催告申请后，应发布公告，公示催告的期间不得少于（）。A.30日B.60日C.90日D.1年答案：B11、下列关于代理的提法中，不正确的是（）。A.在代理权限内，代理人应以自己的名义实施民事法律行为B.在代理权限内，代理人应以被代理人的名义实施民事法律行为C.代理关系主体包括代理人、被代理人和相对人D.被代理人对代理行为承担民事责任答案：A12、衡量财

4、政收入规模的相对量指标，通常用财政收入占（ ）的比重来表示。A.财政支出B.社会商品零售额C.国内生产总值D.进出口贸易额答案：C13、下列税率中，能够与纳税人的负担能力相适应、具有自动调节功能、可以体现税负公平的是（ ）。 A.固定税率 B.累进税率 C.比例税率 D.平均税率 答案：B 14、在我国现行税制体系中，房产税、车船税、城镇土地使用税属于（ ） A.流转税 B.所得税 C.财产税 D.关税 答案：C 15、有关品牌的第一步决策是（）策略。A.品牌归属B.家族品牌C.品牌化D.品牌延伸答案：C16、在遵循营销观念的现代企业中，所有的职能部门都应该坚持（ ）导向。 A.市场 B.产品

5、 C.技术 D.创新 答案：A 17、人类行为模式理论指出，人类的行为根源于（）。A.学习B.需要C.动机D.理想答案：B18、我国对啤酒征收消费税采用的税率是（ ）。 A.比例税率B.定额税率C.累进税率D.平均税率答案：B19、依据控制要（）的原则，管理人员没有必要把握实际工作的每一个细节。A.与计划相适应B.具有客观性C.具有整体性D.抓住关键点答案：D20、人们希望生活在群体之中，并获得亲情、爱情、友情和归属感等，马斯洛称这种需要为（）需要。A.生理B.安全C.社交D.感情答案：C21、我国现行税种中 收入规模最大的是（ ）。A.消费税B.营业税C.增值税D.企业所得税答案：C22、我

6、国现行预算法规定，中央金库业务由（ ）办理。A.财政部B.国家税务总局C.中国人民银行D.中国工商银行答案：C23、货币制度最基本的内容是规定（ ）。A.货币材料8货币名称C.货币单位D.价格标准答案：A24、组织是实现一定目标，经由分工协助而组成的具有特定职责、职权关系的（ ）。 A.系统 B.层次 C.职位 D.机制 答案：A 25、根据合同成立是否必须以交付标的物为要件，可以将合同分为（ ）。 A.有偿合同和无偿合同 B.主合同和从合同 C.有效合同和无效合同 D.诺成性合同和实践性合同 答案：D 26、控制没有必要把握实际工作的每一个细节，这体现了控制应（ ）原则的要求。 A.具有目的

7、性 B.具有灵活性 C.抓住关键点 D.具有弹性 答案：C /27、关于经济法的本质，下列说法不正确的是（）。A.经济法是平衡协调法B.经济法是社会本位法C.经济法是经济民主和经济集中对立统一法D.经济法是个人本位法答案：D28、组织结构扁平化是通过（）实现的。A.增大管理跨度、增多管理层次B.缩小管理跨度、增多管理层次C.增大管理跨度、减少管理层次D.缩小管理跨度、减少管理层次答案：C29、完全由于品牌而使企业获得的额外收益被称为（）。A.品牌忠诚B.品牌知晓度C.品牌资产D.晶牌强度答案：C30、信用是一种有条件的借贷行为，其条件是（ ）。A.偿还和付息B.中央银行的存在C.商业银行的存在

8、D.证券市场的存在答案：A31、顾客在决定将汽车送去维修时，很难知道维修服务的内容、质量和结果，也很难评估服务的质量；同时提供维修服务的汽车修理企业也不容易向顾客展示和沟通自己的优势和特色。这种情况体现了服务的（ ）特征。A.无形性B.同步性C.异质性D.易逝性答案：A32、品牌资产价值评估中，风险分析的目的是（ ）。A.计算无形资产带来的利润B.将品牌带来的利润从其他无形资产带来的利润中分出来C.将预计的未来品牌利润折合成净现金价值D.测量品牌与精神及情感联系的强度答案：C33、管理层次与管理跨度呈（ ）关系。A.递进B.递减C.反向D.正向答案：C34、组织宗旨是指社会对组织的基本要求，也

9、是组织的（ ）。A.使命B.目标C.战略D.政策答案：A35、按照计划制定者的层次和对工作的影响范围、影响程度，计划可以分为战略汁划、战术计划和（ ）。 A.作业计划B.业务计划C.职能计划D.财务计划答案：A36、根据管理方格理论，领导者对生产的关心和对人的关心都达到最高水平，能使组织的目标和个人的需求最有效地结合起来的管理方式是（ ）。A. 1-1型B. l-9型C. 9-1型D. 9-9型答案：D37、判别组织的集权与分权程度，主要依据各管理层次拥有的（ ）。A.委任权B.建议权C.决策权D.执行权答案：C38、以项目为主要任务形式的企业应采用（ ）组织结构。A.直线职能型B.事业部型C

10、.模拟分权型D.矩阵型答案：D39、政府为弥补财政赤字向公众发行30亿元国库券。这种信用形式为（ ）。A.银行信用B.商业信用C.国家信用D.消费信用答案：C40、按照顾客不同的（ ），可以将市场分为消费者市场、产业市场、中间商市场、政府机构市场。A.购买批量B.购买动机C.购买场所D.购买频率答案：B41、下列有关中央银行的说法中，正确的是（）。A.中央银行的主要任务是制定和实施货币政策B.中央银行是金融中介体系的中心环节C.中央银行是工商企业的银行D.中央银行是政府的银行E.中央银行是居民的银行答案：ABD42、下列各项中，属于社会主义国民收入再分配途径的有（ ）。A.生产企业提留生产发展

11、基金B.商业银行向企业发放贷款C.劳动者以其收入支付服务行业劳务费用D.生产企业向国家纳税E.国家调整部分产品价格答案：BCE43、下列市场经济组织中，应对自身债务承担无限责任的是（ ）。A.个体工商户B.股份有限公司C.个人独资企业D.国有独资公司E.合伙制企业答案：ACE44、下列选项中，可能成为导致我国财政支出规模扩大的因素包括（ ）。A.我国是人口大国，政府用于发展义务教育的支出需求非常大B.随着收入水平的提高，居民在住房、汽车方面的需求持续旺盛C.政府要偿还过去经济社会发展过程中应支付而未支付得不够的历史欠账D.居民拥有财富的增多，使政府举借债务扩大财政支出规模成为可能E.我国城乡之

12、间发展差距大，政府承担缩小发展差距的任务重答案：ACDE45、下列消费品中，属于从2006年4月1日起新纳入消费税征税范围的有（ ）。A.烟B.高尔夫球及球具C.汽油D.高档手表E.木制一次性筷子答案：BDE46、如果政府发行公债的规模过大，超过一定限度，将可能出现的情况有（ ）。A.产生财政挤出效应B.减轻财政负担C.增加纳税人负担D.减轻纳税人负担E.引发通货膨胀答案：ACE47、组织工作必须遵循的基本原则主要有（ ）原则。 A.目标统一 B.有效跨度 C.人员扩充 D.责权分离 E.均衡性 答案：ABE 48、按照组织工作的基本过程，最终应形成的管理文件有（ ）。 A.岗位职责 B.工作

13、预算 C.工作流程 D.技术手册 E.组织系统图 答案：ACE 49、按照债的发生原因分类，债包括（）。A合同之债B侵权之债C不当得利之债D连带之债E无因管理之债答案：ABCE50、劳动力成为商品必须具备的条件有（ ）。A存在着社会分工B有完善的劳动力市场C劳动者必须有人身自由D劳动者的劳动产品可自行支配E劳动者丧失一切生产资料和生活资料答案：CE51、关于行政处罚的适用的说法，正确的有（）。A对当事人的同一个违法行为，不得给予两次以上罚款的行政处罚B对14周岁以下的人，不予行政处罚C间歇性精神病人在精神正常时有违法行为的，不予行政处罚D违法行为在2年内未被发现的，不再给予行政处罚E违法行为轻

14、微并及时纠正，没有造成危害后果的，不予行政处罚答案：ABDE52、实行资产负债管理所必须具备的一些基本条件是（）。A二级银行体制B灵活有效的资金运作市场C灵活有效的资金调度体系D信贷资产质量良好E财务分析制度严格规范答案：ADE53、利率对汇率的影响尤为显著，提高利率引起货币升值的传导机制有（）。A资本流出B吸引资本流入C抑制通货膨胀D扩张总需求E抑制总需求答案：BCE54、商业银行的主要风险，按环境可划分为（）。A信用风险B流动性风险C利润风险D静态风险E动态风险答案：DE55、银行风险产生的客观因素有（）。A政治体制的变革B经济政策调整C同业竞争D对风险缺乏认识和防范准备E熟于管理答案：A

15、BC56、下列关于财务管理基本任务的表述中正确的是（）。A以效益为中心，提高盈利能力B以盈利为中心，提高效益水平C规范财务行为，强化财务制约D健全内部激励机制E反映银行经营状况答案：ACDE57、下列有关城镇土地使用税正确的是()。A、城镇土地税是国家对开采特定自然资源的个人和单位，就占用土地面积定额征收的一种税B、城镇土地使用税征税范围包括城市、县城，建制镇和工矿区C、城镇土地使用税以纳税人实际占用的土地面积为计税依据，按单位面积差别比税额计算D、城镇土地使用按年征收，分期预缴E、同D项实行分类幅度税额答案：DE58、领导的发展趋势为()。A、授权型领导B、变革型领导C、跨职能型领导D、全球

16、型领导E、集权型领导答案：ABCD59、财政中国家的主体地位体现在()。A、国家依据政治权力决定财政分配范围，决定财政收入的来源和财政支出的使用B、国家决定财政分配的制度和政策C、国家是财政分配活动的组织实施者D、各项财政收支活动都是通过国家机构实施完成答案：ABCD60、反映企业偿债率的主要财务指标有()。A、流动比率B、国家比率C、速动比率D、现金比率E、负债比率答案：ACD2）英语阅读能力测试题资料1：Sport is not only physically challenging, but it can also be mentally challenging. Criticism f

17、rom coaches, parents, and other teammates, as well as pressure to win can create an excessive amount of anxiety or stress for young athletes（运动员）. Stress can be physical, emotional, or psychological, and research has indicated that it can lead to burnout. Burnout has been described as dropping or qu

18、itting of an activity that was at one time enjoyable.The early years of development are critical years for learning abut oneself. The sport setting is one where valuable experiences can take place. Young athletes can, for example, learn how to cooperate with others, make friends, and gain other soci

19、al skills that will be used throughout their lives. Coaches and parents should be aware, at all times, that their feedback to youngsters can greatly affect their children. Youngsters may take their parents and coaches criticisms to heart and find a flaw（缺陷）in themselves.Coaches and parents should al

20、so be cautious that youth sport participation does not become work for children. The outcome of the game should not be more important than the process of learning the sport and other life lessons. In todays youth sport setting, young athletes may be worrying more about who will win instead of enjoyi

21、ng themselves and the sport. Following a game, many parents and coaches focus on the outcome and find fault with youngsters performances. Positive reinforcement should be provided regardless of the outcome. Research indicates that positive reinforcement motivates and has a greater effect on learning

22、 than criticism. Again, criticism can create high levels of stress, which can lead to burnout.1.An effective way to prevent the burnout of young athletes is _.A) to make sports less competitiveB) to make sports more challengingC) to reduce their mental stressD) to increase their sense of success答案：C

23、2.According to the passage sport is positive for young people in that _.A) it can help them learn more about societyB) it teaches them how to set realistic goals for themselvesC) it enables them to find flaws in themselvesD) it can provide them with valuable experiences答案：D3.Many coaches and parents

24、 are in the habit of criticizing young athletes _.A) without realizing criticism may destroy their self confidenceB) in order to make them remember lifes lessonsC) believing that criticism is beneficial for their early developmentD) so as to put more pressure on them答案：A4.According to the passage pa

25、rents and coaches should _.A) help children to win every gameB) pay more attention to letting children enjoy sportsC) enable children to understand the positive aspect of sportsD) train children to cope with stress答案：B5.The authors purpose in writing the passage is _.A) to persuade young children no

26、t to worry about criticismB) to stress the importance of positive reinforcement to childrenC) to discuss the skill of combining criticism with encouragementD) to teach young athletes how to avoid burnout答案：B资料2：New technology links the world as never before. Our planet has shrunk. Its now a “global

27、village” where countries are only seconds away by fax or phone or satellite link. And. of course, our ability to benefit from this high-tech communications equipment is greatly enhanced by foreign language skills.Deeply involved with this new technology is a breed of modern businesspeople who have a

28、 growing respect for the economic value of doing business abroad. In modern markets, success overseas often helps support domestic business efforts.Overseas assignments are becoming increasingly important to advancement within executive ranks. The executive stationed in another country no longer nee

29、d fear being “out of sight and out of mind.” He or she can be sure that the overseas effort is central to the companys plan for success, and that promotions often follow or accompany an assignment abroad. If an employee can succeed in a difficult assignment overseas, superiors will have greater conf

30、idence in his or her ability to cope back in the United States where cross-cultural considerations and foreign language issues are becoming more and more prevalent (普遍的).Thanks to a variety of relatively inexpensive communications devices with business applications, even small businesses in the Unit

31、ed States are able to get into international markets.English is still the international language of business. But there is an ever-growing need for people who can speak another language. A second language isnt generally required to get a job in business, but having language skills gives a candidate

32、the edge when other qualifications appear to be equalThe employee posted abroad who speaks the countrys principal language has an opportunity to fast-forward certain negotiations, and cam have the cultural insight to know when it is better to move more slowly. The employee at the home office who can

33、 communicate well with foreign clients over the telephone or by fax machine is an obvious asset to the firm.6.What is the authors attitude toward high-tech communications equipment?A) Critical.C) Indifferent.B) Prejudiced.D) Positive.答案：D7.With the increased use of high-tech communications equipment

34、, businesspeople _.A) have to get familiar with modern technologyB) are gaining more economic benefits from domestic operationsC) are attaching more importance to their overseas businessD) are eager to work overseas答案：C8.In this passage, “out of sight and out of mind” (Lines 2-3, Para. 3) probably m

35、eans _.A) being unable to think properly for lack of insightB) being totally out of touch with business at homeC) missing opportunities for promotion when abroadD) leaving all care and worry behind答案：C9.According to the passage, what is an important consideration of international corporations in emp

36、loying people today?A) Connections with businesses overseas.B) Ability to speak the clients language.C) Technical know-how.D) Business experience.答案：B10.The advantage of employees having foreign language skills is that they can _.A) better control the whole negotiation processB) easily find new appr

37、oaches to meet market needsC) fast-forward their proposals to headquartersD) easily make friends with businesspeople abroad答案：A资料3：Im usually fairly skeptical about any research that concludes that people are either happier on unhappier or more or less certain of themselves than they were 50 years a

38、go. While any of there statements might be true, they are practically impossible to prove scientifically. Still, I was struck by a report which concluded that todays children are significantly more anxious than children in the 1950. In fact, the analysis showed, normal children ages 9 to 17 exhibit

39、a higher level of anxiety today than children who were treated for mental illness 50 years ago.Why are Americas kids so stressed? The report cites two main causes: increasing physical isolation - brought on by high divorce rates and less involvement in community, among other things - and a growing p

40、erception that the world is a more dangerous place.Given that we cant turn the clock back, adults can still do plenty to help the next generation cope. At the top of the list is nurturing (培育) a better appreciation of the limits of individualism. No child is an island. Strengthening social ties help

41、s build communities and protect individuals against stress.To help kids build stronger connections with others, you can pull the plug on TVs and computers. Your family will thank you later. They will have more time for face-to-face relationships, and they will get more sleep.Limit the amount of vira

42、l (虚拟的) violence your children are exposed to. Its not just radio games and movies; children see a lot of murder and crime on the local news.Keep your expectations for your children reasonable. Many highly successful people never attended Harvard or Yale.Make exercise part of your daily routine. It

43、will help you cope with your own anxieties and provide a good model for your kids. Sometimes anxiety is unavoidable. But it doesnt have to ruin your life.11.The author thinks that the conclusions of any research about peoples state of mind are _.A) surprisingC) illogicalB) confusingD)questionable答案：

44、D12.What does the author mean when he says, we cant turn the clock back(Line 1, Para.3)?A) Its impossible to slow down the pace of change.B) The social reality children are facing cannot be changed.C) Lessons learned from the past should not be forgotten.D) Its impossible to forget the past.答案：B13.A

45、ccording to an analysis, compared with normal children today, children treated as mentally ill 50 years ago _.A) were less isolated physicallyC) probably suffered less from anxietyB) were probably less self-centeredD)were considered less individualistic答案：C14.The first and most important thing parents should do to help their children is _.A) to provide them with a safer environmentB) to lower them expectations for themC) to get them more involved sociallyD) to set a good model for them to follow答案：C15.What conclusion can be drawn from the passage?A) Anxiety, though unavoidab